Author: Cathy C. Miller, MBA, CFP®, CRPS®, CDFA™

Where Am I Going to Live Now That I’m Retired?

A really important part of your retirement vision is deciding WHERE you are going to live. Housing can be one of those decisions that is really difficult to “get right.” Once you’re retired, and no longer tied to your current home or town by your job, the possibilities can seem endless – and feel overwhelming! Getting this decision wrong can be expensive.

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What’s the best way to handle company stock without getting killed by taxes?

Company stock, especially if it was awarded as part of a long term incentive package, can be a terrific way to build wealth. But it can be a double-edged sword, too. Over-concentration in a single stock probably represents one of the biggest mistakes we have seen retirees make. And when the stock is from the company where they built their career, they may have a strong emotional attachment that can cloud judgement.

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Growth, Risk & Safety: Investment Portfolios and Retirement

Years ago, conventional wisdom was that your portfolio should get more conservative as you age. One widely quoted rule of thumb was that the amount you should have in bonds should match your age. So a 60-year-old would have a 60% bond/40% stock portfolio, a 70-year-old would have a 70% bond/30% stock portfolio, and so on.

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Opening The Back Door to Retirement Savings

I remember one of my grandmother’s favorite sayings was, “When you can’t come in the front door, don’t be afraid to go in by the back door.” This saying perfectly captured this amazing woman’s outlook on life – that we should never give up, and need to be creative to find solutions to the “curve balls” life can throw our way.

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When the Paycheck Stops: Cash Flow and Retirement

Once the paycheck stops, most retirees wonder how to best meet their cash flow needs. Unless you have saved a tremendous amount of money, living on just dividends and interest could mean a lower life style than you desire, especially in this low interest rate environment.

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Investing While Retired

Years ago conventional wisdom was that your portfolio should get more conservative as you age. One widely quoted rule of thumb was that the amount you should have in bonds should match your age. So a 60-year-old would have a 60% bond/40% stock portfolio, a 70-year-old would have a 70% bond/30% stock portfolio, and so on.

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Hear How Atlanta Financial Makes Life’s Journey Richer

Atlanta Financial TV is home to a variety of videos that allow clients and associates to obtain knowledge, insight and experience. Tune in to learn more about our approach to comprehensive wealth management.to comprehensive wealth management.

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