Atlanta Financial Blog

Four Financial To-Do’s for New Parents

We were recently blessed to welcome our second daughter, Elizabeth. This being our second, I think we are somewhat better prepared for how our lives would immediately change. These first few months are filled with joy and excitement (as well as exhaustion coupled with just trying to figure out what we are doing). While I have no advice on how to get your newborn to sleep on schedule, I can give you some advice on some financial matters all new parents need to address (and soon for some of these):

Read More »
Dart Board

How Much is TOO Much?

No matter what kind of investor you are and no matter how much you have invested in the market, it’s safe to say that the market’s recent swings have caught your attention. Truly savvy investors can capitalize on volatility by recognizing that when the market is falling, “stocks are now on sale.” But your ability (and willingness) to benefit from falling prices can also depend on whether you are still saving and accumulating for retirement, or if you are nearing or already in retirement.

Read More »
Nine for 19: Financial Steps You Should Take Now

Nine for ‘19: Financial Steps You Should Take Now

With the start of a new year, most of us begin making plans in all aspects of our lives for the year ahead – and beyond. One area we should consider is financial well-being —not only our tax outlook, but also investment and retirement strategies, property and personal insurance coverage, and more.
Here is a helpful list of actions you can take now that will cultivate a more fruitful 2019.

Read More »

What Happened? And Now What?

Those are the questions many investors are asking themselves after the worst December for US stock markets in decades. Despite record setting levels going into the fourth quarter, they saw markets give all that back and then some. For the quarter, the S&P ended up off nearly 14% from its high, the Dow was down nearly 12% and the Nasdaq fell over 17%. Foreign stocks shared a similar fate, and oil prices are off nearly 40%. All of this was against a backdrop of pretty solid economic data across the board. 

Read More »

529 Plans Simplify Gifting and Estate Taxes

The 529 Savings Plan, a tax-efficient way to pay for tuition from preschool through graduate school, benefits the plan’s owner as well as its beneficiary. However, state laws complicate their use because 529 regulations vary from state to state. Complications aside, most parents, grandparents, aunts and uncles agree with Benjamin Franklin who astutely observed, “An investment in knowledge pays the best interest.”

Read More »

Stack Charitable Donations to Minimize Taxes

Recent tax reforms cleared the way for individuals and families to support the causes they believe in while potentially minimizing their taxes. However, this new approach has a few twists that require a bit of explanation regarding how “stacking” deductions work.

Read More »