Category: Blog

What Happened? And Now What?

Those are the questions many investors are asking themselves after the worst December for US stock markets in decades. Despite record setting levels going into the fourth quarter, they saw markets give all that back and then some. For the quarter, the S&P ended up off nearly 14% from its high, the Dow was down nearly 12% and the Nasdaq fell over 17%. Foreign stocks shared a similar fate, and oil prices are off nearly 40%. All of this was against a backdrop of pretty solid economic data across the board. 

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529 Plans Simplify Gifting and Estate Taxes

The 529 Savings Plan, a tax-efficient way to pay for tuition from preschool through graduate school, benefits the plan’s owner as well as its beneficiary. However, state laws complicate their use because 529 regulations vary from state to state. Complications aside, most parents, grandparents, aunts and uncles agree with Benjamin Franklin who astutely observed, “An investment in knowledge pays the best interest.”

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Stack Charitable Donations to Minimize Taxes

Recent tax reforms cleared the way for individuals and families to support the causes they believe in while potentially minimizing their taxes. However, this new approach has a few twists that require a bit of explanation regarding how “stacking” deductions work.

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Retiring Early Despite Unexpected Divorce

The incidence of “gray divorces,” when couples over 50 years of age decide to go their separate ways, has doubled in the last 25 years. During that same period, divorce among partners who are 65 or older tripled. Growing old together may be overstated.

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Should I Maintain Life Insurance on My Ex-Spouse? How Much Should I Purchase and How Do I Make Sure it Stays in Place?

The primary purpose of life insurance is to fill a financial “gap” that you might face upon the death of someone you depend on financially. While the need for life insurance is generally obvious with a married couple, many people overlook the need for life insurance on an ex-spouse. If you receive alimony and/or child support, life insurance can provide critical protection if your former spouse were to pass away.

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Hear How Atlanta Financial Makes Life’s Journey Richer

Atlanta Financial TV is home to a variety of videos that allow clients and associates to obtain knowledge, insight and experience. Tune in to learn more about our approach to comprehensive wealth management.to comprehensive wealth management.

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