Work with a Team that Redefines Wealth Management
Ask ten investors to define wealth management. Then, ask ten “wealth managers” to do the same. You will almost certainly get 20 different answers, with most heavily focused on investing.
As a client of Atlanta Financial, however, you benefit from a cutting-edge team that has a clear and comprehensive vision of wealth management. In order to “Make Life’s Journey Richer,” we must cultivate those riches.
We define wealth management as a formula where:
Investment Consulting is the astute management of your investments over time to help you achieve your financial goals.
Advanced Planning goes beyond investments to look at all the other aspects that are important to your financial life. We break it down into four parts: wealth building, retirement income & distribution planning, tax reduction planning and legacy planning. In our experience, very few financial advisors offer all of these services.
The final element is Relationship Management. As wealth managers, we focus on building relationships with three groups:
- Our Clients: To meet their needs effectively, we have to have solid, trusting relationships with them.
- A Network of Financial Professionals: Essentially these are specialists that we can call in to make recommendations on specific advanced planning needs.
- Our Clients’ Other Professional Advisors: We work with our clients’ attorneys, accountants and business or personal advisors.
Atlanta Financial’s Total Wealth Management Approach
When we bring all of the pieces together, each client gets an individualized approach that looks something like this:
To receive a complimentary second opinion on your finances and learn about the impact wealth management can have for you and your family, simply Request a Second Opinion or contact us at email@example.com or 770.261.5380.
Development of an overall investment plan for you is based on financial analysis that encompasses the following factors:
- Assessment of your tolerance for investment risk
- Development of a meaningful, realistic investment objective
- Determination of appropriate investment time horizons
- Identification of available resources
- Analysis of existing investment assets
- Development of a portfolio rate-of-return objective
Our financial analysis provides the basis for the allocation of investment assets.
Solutions that work for the life you envision
Our asset management program offers a comprehensive array of products and services, including:
- Purpose-driven asset allocation models
- Portfolio structure
- Securities selection
- Portfolio monitoring with continuous needs-based examinations
Asset allocation models
Your asset allocation strategy will closely reflect the core aspects of the plan we recommend. We’ll apply asset allocation models as a means of distributing your assets among a range of investment categories to reduce your overall risk, to forecast more reliably, and to improve the risk/return tradeoff within your portfolio. As independent financial advisors, we enjoy the freedom to recommend investment products that we believe to be “best in class.”
Our years of experience will help you maintain the discipline required to stay the course and make your financial plan a success. We can help with the difficult decisions, guiding you in the right direction and always keeping your primary objectives in mind. Our expertise helps guard against short-term swings of emotion by keeping the focus firmly on your long-term goals.
As a group, we believe in applying the core values of prudent financial management. When paired with your own clearly defined investment objectives, it’s a combination that can help you approach your financial future with a higher degree of confidence and understanding.
In working closely with two separate, long-term clients over the last three months, I saw first-hand how they and their families experienced the benefits of having their assets in a revocable living trust. Depending on your circumstances, a revocable living trust could be very beneficial to you and your family. For my older clients, it is something that I highly recommend they consider. Below I will highlight five key advantages of having a revocable living trust and how having one may be beneficial for you.
A few weeks back, I was sent on a bit of a wild goose chase through our garage. We were turning one of our guest rooms into my son’s new “big-boy” room since the arrival of our second child would soon be evicting him from the nursery. I was looking for a specific can of paint so that we could do some touch up work and, as I’m rummaging through cabinets, I come across an old box of DVDs. I couldn’t help myself. Instead of continuing to look for the paint, I start going through the box of movies instead. Near the top was Back to The Future.1 For those unfamiliar, the plot of the film involves a 17-year-old kid named Marty going back in time in a machine built by his eccentric yet insightful scientist pal, Doc Brown. It’s a fictional concept, but it got me thinking. If I had the opportunity to go back in time and mentor a younger me, what would I say? Then it hit me. I’ve actually written this down before.
Like any court system in America, Probate Court is a slow and sometimes complicated process that can delay estate distributions for months, and in extreme cases, years. While Georgia’s probate system is simpler than many across the US, probating a Will can also be expensive, with the filing fees, administration fees, and other court costs. And since it’s a public process, anyone can obtain a copy of another person’s Will. With certain assets, you can easily avoid probate and have the asset(s) transfer directly to the person you choose. Typically, these assets are generally accounts deemed “payable-on-death (POD)” or “transferrable-on-death (TOD).” The terms essentially mean the same thing but apply to slightly different accounts.
A few months ago, I wrote a blog about the financial benefits of “phasing into” retirement. As it turns out, there can be health benefits to doing that as well.How can that be? Many people plan for and dream of retirement for years thinking that leaving the stress behind will be a boon for their health and emotional wellbeing. Not to mention that some professions are actually physically strenuous and take a physical toll as well. Retirement can be a time to follow your passions and pursue activities that you weren’t able to do during the working years, making this next chapter seem to offer a fulfilling capstone to a lifetime of professional accomplishments.