Charles Crowley

Charles CrowleyWealth Manager
Phone: 770.261.5393
Fax: 770.261.5381
ccrowley@atlantafinancial.com
LinkedIn

Growing up with parents who were career educators and possessing a strong altruistic mindset, helping people has always been the foundation of Charles’ life. As a Wealth Manager with Atlanta Financial Associates, Charles focuses on helping clients attain the future they dream about by providing a tangible and realistic path forward and being a financial confidant along that journey.

With over twelve years of industry experience and a decade of work with the clients of Atlanta Financial, Charles specializes in retirement and education planning for government employees through Atlanta Financials’ GovtFITTM Process.  Additionally, he works within the DivorceFITTM team, which plans for the financial implications of those experiencing divorce, and embraces a special passion for helping young professionals make truly impactful money decisions through the YPFIT™ Process, which addresses common challenges such as budgeting, cash flow, and debt management strategies.

Charles is a CERTIFIED FINANCIAL PLANNER™ professional, and, in addition to the CFP® certification, is an Accredited Investment Fiduciary (AIF®). He also holds his life and health insurance licenses. Charles proudly serves on Atlanta Financials’ Investment Planning Committee, where he works closely with the managing principals of the firm to construct, monitor, and implement the firm’s investment philosophy.

Charles graduated from the University of Georgia earning a Bachelor of Science in Family and Consumer Sciences Education with a concentration in Family Financial Planning. In addition to completing a rigorous financial planning internship while at UGA, he gained valuable experience during the next two years with a boutique financial planning firm located in the heart of Athens, where he specialized in investment management, portfolio analysis, and insurance needs analysis.

Around the office, Charles is honored to be one of the hosts and frequent contributors to the popular AFA podcast, “FIT Perspectives,” and prides himself on bringing a bit of inspiration to his colleagues with his attention to detail, sense of humor, and affinity for Sinatra tunes and colorful bow ties. Outside of the office, Charles cherishes his time with his wife, Erin, their two children, Everett and Connolly, and dogs, Maggie and Lillie. He is actively involved in Northpoint Community Church and currently volunteers as a small group leader for young men attending Alpharetta High School. In his spare time, Charles enjoys a good round of golf, supporting UGA athletics, watching movies, and working in the yard.

Who Said Budget Is A Bad Word?

Who Said Budget Is A Bad Word?

We’ve all experienced this in one way or another: the paycheck lands, we think that we have recommitted our mind to being thrifty and frugal, but then something (or someone, reflection in the mirror included) happens to derail the process. We know it is necessary. We understand the benefits. But it isn’t fun! YOLO, right?! Sure, denying ourselves today the zeal of instant gratification is NOT enjoyable, but it IS responsible.

Whether you are just beginning the “adulting” journey and are trying to get a handle on what having personal, financial accountability means, or you’re a cashflow veteran and you’re pushing forward with a much needed over-haul of your money management repertoire, these 5 tips are essential to remember when taking command of our favorite 6 letter curse word… the BUDGET…

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Retrospective – Practicality and Money as a Young Adult

A few weeks back, I was sent on a bit of a wild goose chase through our garage. We were turning one of our guest rooms into my son’s new “big-boy” room since the arrival of our second child would soon be evicting him from the nursery. I was looking for a specific can of paint so that we could do some touch up work and, as I’m rummaging through cabinets, I come across an old box of DVDs. I couldn’t help myself. Instead of continuing to look for the paint, I start going through the box of movies instead. Near the top was Back to The Future.1 For those unfamiliar, the plot of the film involves a 17-year-old kid named Marty going back in time in a machine built by his eccentric yet insightful scientist pal, Doc Brown. It’s a fictional concept, but it got me thinking. If I had the opportunity to go back in time and mentor a younger me, what would I say? Then it hit me. I’ve actually written this down before.

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Honey I Shrunk the Tuition...Burden

“Honey, I shrunk the tuition… burden”

It is that time of year again where school years are coming to a close and many parents are gearing up for a bitter-sweet high school graduation or are celebrating their child being one year closer to a hard-earned college diploma. Whatever the case may be, it is hard to deny the heavy lift education costs can be. You may not be able to shrink the bottom-line cost of attendance any further, and you surely can’t impact how fast many costs are going up, but, you can reduce the weight this line-item carries within your financial plan by remembering these 5 things:

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Proper Margin

Proper Margin

I was recently asked by a cousin during a New Year’s Day lunch conversation, “If you had to name the one key to starting a good financial plan at my age, what would it be?” My reply came without hesitation – “Margin.”

To provide context as to how the question arose, he and his wife are in their late 20’s. They married fairly young, have already survived some incredibly difficult life events together, purchased their first home, adopted two dogs, and are now expecting their first child. He understands the value of a dollar, the meaning of hard work, and is, quite frankly, one of the most principled men I know. So, what he was really asking was simply this: If we are looking to REALLY start getting our act together financially, and begin to put ourselves on a path to build wealth, where should we start? By the look on his face, my cousin was expecting something quite different in response, but quickly caught on to what I meant as we continued to chat.

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