With over 30 years of experience in the financial planning industry, as well as a host of awards with her name on it, Julianne Andrews is a passionate Wealth Manager for her clients. For Julie, however, her entry into financial planning came about rather organically. After receiving her MBA, Julie began her professional career as a financial analyst for a Fortune 100 company in its strategic planning area. Although preparing financial forecasts for a large corporation was interesting, she felt she could apply those same skills to individuals and families in a more impactful and meaningful way. With two children at home and a third on the horizon, Julie wanted a fulfilling career that would afford her the opportunity to help families like hers achieve financial success. Thus, having long had an interest in financial markets, she decided on a career in personal financial planning—work she found to be profoundly rewarding.
In 1992 Julianne co-founded Atlanta Financial Associates, and over the years has distinguished herself as one of the most respected wealth advisors in the nation. Since 2017, Julie has been featured on both the Forbes lists of America’s Top Women Wealth Advisors* and Best-in-State Advisors*. She’s also consistently been featured in the Wall Street Journal for receiving the Five Star Professional Wealth Manager** designation. Julie has also been the recipient of the Women’s Choice Award® for Financial Advisors***, a distinction given to a select number of advisors in Georgia and across the nation. She has been quoted in local, regional and national publications such as the Atlanta Business Chronicle, Medical Economics and U.S. News and World Report.
As both a Co-founder and a Wealth Manager at Atlanta Financial Associates, Julie works closely with her clients to help them achieve their long-term financial goals, whether it’s early retirement, sending their children to college, or starting a business. Furthermore, as the spouse of a successful pediatrician, Julie was naturally inclined to develop a specialty working with physicians and medical practices to assist them in meeting their financial goals. As a result, she has the privilege of being the only financial planner to serve as a blogger for Medical Economics.
A graduate of Purdue University, where she earned her Bachelor’s degree in Industrial Engineering with distinction, Julie would later go on to earn her Master of Business Administration from the University of Virginia where she graduated with top honors. Julie currently lives with her husband, Dr. Andy Andrews, in Atlanta, as do all three of their children who are now grown and married. When she’s not working, Julie and Andy love to travel and spend time at their lake house in north Georgia with their children, grandchildren and two dogs. Family is very important to Julie and nothing makes her happier than seeing her grandchildren smile.
*The ranking of the Forbes “Top Women Wealth Advisors” and “Best-In-State Wealth Advisors,” was developed by SHOOK Research and is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and not indicative of future performance or representative of any one client’s experience. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information: www.SHOOKresearch.com.
**Based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. In 2018, 3,248 Atlanta wealth managers were considered for the award; 287 (9 percent of candidates) were named 2018 Five Star Wealth Managers. These awards are not indicative of the wealth manager’s future performance. Your experiences may vary. For more information, please visit. www.fivestarprofessional.com.
***The Women’s Choice Award® Financial Advisor program was created by WomenCertified Inc., the Voice of Women, in an effort to help women make smart financial choices. The Women’s Choice Award Financial Program is based on 17 objective criteria associated with providing quality service to women clients, such as credentials, experience, and a favorable regulatory history, among other factors. Financial advisors do not pay a fee to qualify for the program. The inclusion of a financial advisor within the WCA Financial Advisor network should not be construed as an endorsement of the financial advisor by WomenCertified Inc. or its partners and affiliates and is no guarantee of future investment success.
As the pandemic stretches into months instead of the weeks initially expected, many workers continue to work from home. Some jobs lend themselves more easily to this than others. At Atlanta Financial, we continue to work remotely and meet with clients virtually. We are all looking forward to the day when we can get back into the office and see our colleagues and clients again. Nothing can replace face-to-face interactions whether it’s in the break room with fellow team members or in meetings with clients. But, as with many things, there are some silver linings and as it turns out, remote work does have some advantages. A recent study in fact showed that more than half of employees would prefer to continue working remotely, even after the pandemic is over.1
The COVID-19 pandemic hit hard in early 2020, and it continues to remain prevalent as we near the end of the year. Whether you’ve just recently retired, or it’s coming up in the next few years, it’s likely the virus has brought about some financial uncertainty regarding your readiness for retirement. Before making any sudden changes, it’s important to remain rational and avoid these five big retirement mistakes.
When we think of financial health, a few things might come to mind. We may think of our own financial situation, our investments, the Dow Jones Industrial Average performance, the stock market as a whole, the economy, the country’s employment status and so on. While some aspects may be interrelated on some level, they do not necessarily move in tandem, nor do they always indicate the health of one another.
These days, physicians face increased risk from lawsuits, judgements, creditors, and malpractice claims, yet one of the most common mistakes they make is relying solely on their insurance policies to protect them in these high-stakes situations. Not only do they overestimate just how far their personal and professional coverage will go but they also generally have no backup plan to pick up where their policies leave off. So, how do you protect your income and estate from legal claims? By integrating a number of diversified asset protection strategies into your overall financial plan.
When financial markets fall and the economy stumbles, the phrase “this time it’s different” is commonly heard. This is a natural reaction as the strongest emotions tend to arise at the onset of a downturn when uncertainty is greatest. But if history has taught us anything, it’s that the most practical strategies to implement in any downturn are fundamentally the same each time regardless of market and economic events.
The COVID-19 pandemic might be unlike anything we have seen before, but the uncertainty is nothing new to a financial market that has remained strong and impervious over time. At times like this, looking at history and incorporating its lessons is always a prudent strategy.
As a physician, you more than pay for your ability to earn a high income with decades of studying, sweat, sleep deprivation, personal discipline, and of course, money. But simply having the ability to earn a high income doesn’t grant you immunity from financial challenges—especially when your career is just getting started. What exactly do you need to look out for when it comes to your finances? What challenges can you expect to encounter?